Deposit + Upfront Costs Planner (WA) | Benchmark Loans
Planner Tool (WA)

Deposit + Upfront Costs Planner

Work out your realistic cash target for buying in WA—deposit, stamp duty, conveyancing, inspections, lender fees, LMI and moving costs.

Use the Planner Book Free Consultation

Estimates only | We’ll confirm exact figures in your loan plan

Useful Links

First Home Buyers
Calculator Hub
FAQ
Refinancing
Interactive Tool

Plan Your Cash Target

Enter a purchase price and deposit—then add the real-world costs buyers often miss.

Use contract price for established homes. For land + build, start with land price here (or use our construction tools).
This only changes default inspection/strata buffers (you can override below).
Varies by provider and complexity.
Some lenders waive certain fees.
Strata may need extra due diligence costs.
Often $0, sometimes charged.
Removalists, connection fees, etc.
Safety buffer for surprises (repairs, strata levies, extra fees).

Note: Stamp duty uses a simplified WA rate table estimate and may differ based on exemptions/concessions (e.g. FHOG/FHBA, off-the-plan, special circumstances).

Estimates only. For an accurate figure we’ll confirm duty concessions, lender fees, LMI and your specific loan product.

What this planner includes

  • Deposit based on your % selection
  • WA stamp duty estimate (simplified)
  • Buying costs: conveyancing, inspections, lender fees
  • LMI estimate for low-deposit scenarios (simple banded estimate)
  • Buffer so you don’t get caught short

Looking for more tools? Visit the Loan Calculator Hub or the First Home Buyers guide.

Next Step

Turn Your Numbers Into a Real Plan

We’ll match you to lender policy, confirm all costs, and map the timeline so you can buy with confidence.

Deposit strategy
Upfront cost confirmation
Fast pre-approval
Clear next steps
Book Free Consultation Back to Resources

Perth expertise | Clear advice | Done properly

Deposit and Upfront Costs Planner
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