We’re Not Just Brokers—
We’re Your Property Partners
Perth locals helping Perth families build wealth through smarter home loans. No jargon, no pressure, just honest advice from people who genuinely care.
How We Started
In 2009, our founder Michael sat in a bank manager’s office feeling like he was asking for a favor rather than being valued as a customer. Despite having a solid income and deposit, the process was confusing, impersonal, and frustrating.
That experience lit a fire. Michael realized thousands of Perth families were going through the same thing—being treated like numbers, drowning in jargon, and missing out on better deals because they didn’t have an advocate in their corner.
That question became Benchmark Loans. Today, we’ve helped over 2,500 Perth families navigate their property journey—from nervous first home buyers to savvy investors building portfolios. We’re not the biggest brokers, but we’re proud to be the most trusted.
We live here. We invest here. We know Perth’s suburbs, schools, growth corridors, and the unique WA grants that can save you thousands. Most importantly, we remember what it’s like to be on your side of the desk.
Meet Your Property Partners
The real humans who’ll guide your journey—no sales pressure, just genuine expertise
Michael Chen
15 years helping Perth families secure their dream homes. Specialist in complex lending scenarios and investment strategies. Built his own 5-property portfolio starting from scratch.
Sarah Thompson
12 years specializing in first home buyers and WA government schemes. Sarah knows every grant, concession, and Keystart option inside-out. She’s helped 800+ first-timers become homeowners.
David Kumar
10 years in finance, specializing in refinancing and debt consolidation. David has saved clients over $2M in interest through strategic refinancing. Numbers guy with a human touch.
What Makes Us Different
Our promises to every client who walks through our door
Perth-First Focus
We live here, invest here, and know every suburb inside-out. From Mandurah to Yanchep, we understand Perth’s unique market dynamics, growth corridors, and local opportunities that out-of-state brokers miss.
Radical Transparency
No hidden fees, no fine print surprises, no jargon-filled confusion. We explain everything in plain English, show you exactly how we’re paid, and never recommend a product unless it genuinely serves your interests.
Lender Agnostic
Access to 30+ lenders means we work for YOU, not the banks. We compare the entire market to find your perfect match—whether that’s a Big 4 bank, specialist lender, or credit union.
Lifelong Partnership
Our relationship doesn’t end at settlement. Annual rate reviews, equity strategies, refinancing checks—we’re here for your entire property journey, not just one transaction.
Education First
We believe informed clients make better decisions. Every consultation is a learning opportunity—we’ll explain your options, answer every question, and empower you to choose confidently.
Speed & Responsiveness
24-hour response guarantee, weekend availability, and rapid pre-approvals. In Perth’s competitive market, timing matters—we move fast so you don’t miss opportunities.
Trusted & Certified
Industry accreditations and professional memberships
MFAA Member
Mortgage & Finance Association of Australia – Bound by strict code of conduct
ACL Licensed
Australian Credit Licence 123456 – Regulated by ASIC
AFCA Member
Australian Financial Complaints Authority – Independent dispute resolution
Professional Indemnity
$20M+ insurance coverage for your complete protection
Why Perth?
We’re not just based in Perth—we’re Perth through and through. Every team member lives here, invests here, and has deep roots in the WA community.
This local expertise matters. We know which suburbs are about to boom, which schools are highly sought-after, and which areas offer the best value for first home buyers versus investors.
Deep Suburb Knowledge
From beachside Scarborough to family-friendly Ellenbrook—we know Perth’s 350+ suburbs intimately
WA Grant Experts
Navigating First Home Owner Grant, Keystart, and WA stamp duty concessions is our specialty
Market Insights
Real-time knowledge of Perth’s property trends, median prices, and growth forecasts
Community Committed
Proud sponsors of local Perth sporting clubs, schools, and community initiatives
How We Work With You
A simple, transparent journey from first call to settlement
Free Discovery Call
30-minute chat to understand your goals, financial situation, and timeline. No obligation, no pressure—just honest conversation about what’s possible for you.
Financial Assessment & Pre-Approval
We’ll calculate your borrowing power, review your financial position, and secure pre-approval so you know exactly what you can afford before house hunting.
Lender Comparison & Strategy
We compare 30+ lenders to find your perfect match based on rate, features, and loan structure. You’ll see exactly why we recommend each option.
Application & Negotiation
We handle all the paperwork, liaise with lenders, and negotiate on your behalf. You focus on finding your property while we manage the finance.
Settlement & Ongoing Support
We coordinate with all parties for smooth settlement. Then we stay in touch with annual rate reviews and refinancing checks. You’re a client for life.
No upfront fees • No obligation • Free consultations always
What We Believe
We believe home ownership changes lives and builds generational wealth
We believe transparency and education beat sales tactics every time
We believe every Perth family deserves an advocate in their corner
We believe long-term relationships matter more than quick commissions
We believe our success is measured by your success
We believe Perth families deserve better than generic big-bank service
Ready to Experience the Benchmark Difference?
Book a free consultation with one of our Perth-based mortgage experts. No obligation, no pressure—just honest advice.