North Beach Perth | Suburb Profile & Home Loans | Benchmark Loans
Northern Coastal Suburb – 6020

North Beach, Perth Coastal Prestige & School-Zone Scarcity

Established coastal prestige suburb in Perth’s northern beaches, combining direct access to North Beach foreshore with elite public school zoning. Houses around $1.63m secure scarce coastal land and access to Carine Senior High School, while units and villas around $665k offer the most competitive entry point into this blue-chip coastal/school catchment combination.

$1.63m
House Median
$665k
Unit/Villa Median
21 / 10
DOM (Houses / Units)

Coastal scarcity | Carine SHS catchment | Units/villas as the fast-moving entry market

North Beach at a Glance (Current Data)

Houses: +2.04% p.a. (12-month)
Units/Villas: +3.91% p.a.
21 / 10 Day Median DOM
68.8% Owner-Occupied

Why North Beach Outperforms

North Beach is a bifurcated market: high-value coastal houses on scarce land and a fast-moving unit/villa segment driven by affordability compression. Detached homes around $1,627,500 lean into generational capital preservation—anchored by coastal proximity and the Carine Senior High School catchment—while units around $665,000 deliver superior liquidity and yield, with +3.91% 12-month growth and ~4.59% gross yield.

Stock is chronically tight—only ~44 house sales and ~19 unit sales per year—with days on market of ~21 days for houses and just 10 days for units. In practice, this means properly priced properties are gone within the first two weeks, often after the first home open. Serious buyers need pre-approval, completed due diligence and the ability to present clean, competitive offers on day one.

MYTH: North Beach is “just a lifestyle suburb” with soft investment fundamentals
REALITY: North Beach combines two structural scarcity drivers: finite coastal land and inclusion in the high-performing Carine Senior High School zone (Median ATAR 87.1). That dual anchor creates enduring demand from affluent families and downsizers, underpinning long-term capital growth even when the broader Perth market slows.
CONCERN: Units and villas near the coast are risky and hard to rent out
REALITY: In North Beach, units/villas are the performance engine: +3.91% annual growth, ~4.59% gross yield, typical rent around $712/week and just 10 days on market. Demand is driven by downsizers and investors who want coastal/scarcity exposure under $700k, making this segment highly liquid.
CONCERN: Coastal suburbs like North Beach are too far from the CBD for professionals
REALITY: North Beach is car-centric, but that’s a feature, not a bug for its core buyer base. The off-peak drive to the CBD is around 15 minutes (16.8km), with peak travel typically 25–35 minutes thanks to quick access to Reid Highway and the Mitchell Freeway. For CBD/Subiaco/West Perth professionals who drive, this is an unusually efficient coastal commute.
CONCERN: High entry costs and stamp duty kill the investment case
REALITY: Stamp duty on a median house (~$74,932) and on a median unit (~$25,603) is significant and makes North Beach unsuitable for short holding periods. But for buyers with a 10+ year horizon, those non-recoverable costs are amortised across sustained capital growth driven by dual scarcity (coastline + school catchment).

North Beach is not a speculative play—it’s a high-conviction, long-term hold. If you’re finance-ready, units and villas are where market velocity is highest right now.

Calculate My North Beach Budget
North Beach Market Growth
21 / 10 days
DOM (H / U)

Houses vs Units in North Beach

Houses = generational capital; Units/Villas = yield & fast entry to coastal prestige

Houses

$1,627,500

High-value coastal homes on scarce land. Best suited to buyers seeking long-term capital preservation, premium lifestyle and access to the Carine Senior High School catchment, rather than cashflow neutrality.

Performance Metrics

  • 12-month growth: +2.04%
  • Yield: ~2.75% gross
  • Rent: ~$1,075/week median
  • DOM: ~21 days
  • Sales: ~44/year

Best For

Generational capital preservation: Locking in coastal land with dual scarcity (beach + school catchment).

Affluent families: Securing long-term access to Carine SHS and North Beach Primary while enjoying a coastal lifestyle.

Renovators/developers: Acquiring older homes for luxury rebuilds or redevelopment on R30/R40 pockets.

Units / Villas

$665,000

The most accessible way into a blue-chip coastal postcode with elite school access. Villas and units offer superior yield, faster days on market and strong demand from downsizers and investors.

Performance Metrics

  • 12-month growth: +3.91%
  • Yield: ~4.59% gross
  • Rent: ~$712/week median
  • DOM: ~10 days
  • Sales: ~19/year (highly contested stock)

Best For

Coastal downsizing: Local owners moving into low-maintenance villas without leaving the community.

Income-focused investors: Capturing higher yields than houses while riding coastal/school-driven growth.

Prestige entry buyers: Getting into a blue-chip coastal/school zone below $700,000.

Market Insight: North Beach sits between higher-priced Marmion (~$2.25m) and value-driven Carine (~$1.43m), offering coastal living and Carine SHS access at a lower price than Marmion, but with far stronger local amenity than inland Carine. Units and villas are the point of maximum affordability and liquidity in this prestige strip.

North Beach Property Metrics

Current verified statistics you need to know

House Median: ~$1.63m

Prestige coastal homes in the City of Stirling.

  • 12-month growth: +2.04%
  • Projected 2–5yr growth: ~6–10% p.a.
  • Rent: ~$1,075/week median
  • Sales: ~44/year

Units/Villas: ~$665k Median

Key entry & yield segment for investors and downsizers.

  • 12-month growth: +3.91%
  • Yield: ~4.59% gross
  • Rent: ~$712/week
  • Sales: ~19/year

Days on Market

One of Perth’s most tightly held coastal markets.

  • Houses: ~21 days
  • Units/Villas: ~10 days
  • Properties often sell after first home open
  • Finance readiness and clean terms are critical

Rental Yields

Negative cashflow before tax, growth-led returns.

  • Houses: ~2.75% yield
  • Units/Villas: ~4.59% yield
  • Vacancy inferred below 1% (very tight)
  • Strong demand from families & professionals

Supply & Rates

Constrained stock and coastal outgoings to factor in.

  • 68.8% owner-occupied
  • Est. council rates: ~$3,000 p.a.
  • Water rates: ~ $1,350 p.a.
  • Typical strata (units): ~$2,000 p.a.

Stamp Duty Snapshot

High non-recoverable costs demand longer hold periods.

  • House @ $1.6275m ≈ $74,932 duty
  • Unit @ $665k ≈ $25,603 duty
  • WA general rates used (non-concessional)
  • Duty sits on top of deposit & buying costs

Who Lives in North Beach?

Affluent professionals, established families, and coastal downsizers

68.8% Home Ownership

North Beach is dominated by committed owner-occupiers—68.80% of homes are owner-occupied. This high rate of ownership fosters community cohesion and discourages short-term speculative behaviour, supporting the suburb’s stable, high-value reputation.

  • Strong community continuity and long holding periods
  • Lower volatility vs investor-heavy coastal markets
  • Houses often held across multiple market cycles
  • Supports tight stock and resilient pricing

Professional, High-Income Base

A large share of residents work in professional and managerial occupations, with incomes capable of supporting large mortgages and negative gearing. The typical house repayment at median values (~$8,223/month) implies a highly affluent demographic profile.

  • High serviceability for $1m+ loans
  • Strong demand for quality rentals close to coast and CBD
  • Supports both house and villa markets simultaneously
  • Lower distress and default risk vs outer suburbs

Median Age: ~44 Years

With a median age around 44, North Beach skews towards established families and downsizers. There is a strong cohort of school-aged children and retirees, anchoring demand around schooling, health access and amenity rather than transient nightlife.

  • Mature, stable population with higher home ownership
  • Families seeking Carine SHS and coastal lifestyle
  • Consistent demand for both houses and larger villas
  • Attractive to downsizers staying close to friends and amenity

Coastal, Car-Dependent Connectivity

North Beach’s commute profile is shaped by its car dependence. Public transport relies on bus feeders (Routes 423/425) to Stirling or Warwick stations, creating a 70+ minute CBD trip. In contrast, driving yields a ~15-minute off-peak commute via the Mitchell Freeway.

  • 16.8km to Perth CBD by car (~15 mins off-peak)
  • 25–35 mins typical in peak conditions
  • Bus + train commute often exceeds 70 minutes
  • Best suited to car-based professionals and families

North Beach’s Coastal & Commute Advantage

Car-efficient coastal access, with weaker but workable public transport

Bus Feeders to Rail

North Beach has no train station; instead, public transport depends on bus routes (e.g. 423, 425) feeding into Stirling or Warwick stations on the northern rail line.

Transit Reality

  • 10–25 mins by bus to Stirling/Warwick
  • 11–15 mins train from Stirling/Warwick to Perth
  • Multi-stage journey, typically 70+ mins door-to-door
  • Practical for some, but not a train-reliant suburb

Investor Note: Public transport is a friction point—North Beach suits car-based professionals far more than train-dependent commuters.

Stirling & Warwick Station Access

While not within walking distance, Stirling Station (approx. 4.5km away) and Warwick provide rail access for those willing to drive or catch feeder buses.

Rail Highlights

  • Northern line access via Stirling/Warwick
  • High-frequency services in peak
  • Options to CBD and wider metro area
  • Rail used as a backup, car remains primary mode

Commuter Choice: Many residents simply drive the full way to the CBD, using train only when convenient.

Flora Terrace & Retail Access

The Flora Terrace Precinct is the social and commercial heart of North Beach, backed up by quick access to Westfield Karrinyup and other major centres.

Key Amenities

  • Cafés and eateries along Flora Terrace, including Lawley’s Bakery Café
  • Farmer Jack’s at North Beach Shopping Centre
  • 4km / 10 mins to Westfield Karrinyup
  • Easy drive to broader retail and service hubs

Lifestyle: A walkable coastal strip with strong local businesses, plus quick access to a major regional shopping centre.

Parks, Bushland & Beach

North Beach offers direct access to safe swimming beaches, major reserves and bushland, making it a standout lifestyle suburb for active families and dog owners.

Key Features

  • Charles Riley Memorial Reserve (sport, BBQ, fenced dog park)
  • Star Swamp bushland with trails and nature programs
  • Direct access to North Beach and Marmion Marine Park
  • Extensive coastal paths and walking tracks

Owner-Occupier Appeal: High-quality green space and coastal access underpin long tenure and ongoing demand from families and downsizers.

Schools in North Beach

North Beach PS and Carine SHS catchments underpin long-term value

North Beach Primary School

North Beach Primary School

Performance: Well-regarded local primary with around 370 students and consistently strong State Overall Scores (91–97 range in recent years). Reputation for strong pastoral care and contemporary curriculum.
Programs: Innovative initiatives like “Bush Buddies” leverage nearby Star Swamp bushland for outdoor learning.
Verdict: A key drawcard for young families, anchoring demand within the suburb’s coastal catchment.
Private school options near North Beach

Nearby Non-Government Schools

Overview: Within a ~15-minute drive, families can access a wide range of elite private schools, including St Mary’s Anglican Girls’ School, Hale School and Newman College.
Appeal: Gives families flexibility to choose public (Carine SHS) or high-fee private schooling while remaining based in North Beach.
Verdict: A dense schooling ecosystem reinforces the area’s appeal for education-first families.
Carine Senior High School

Carine Senior High School

Performance: One of Perth’s strongest public high schools, with a Median ATAR of 87.1 (2022) and a highly advantaged student cohort.
Catchment: Most of North Beach is in-zone, making this school a primary driver of property demand and pricing, especially on the inland side of the suburb.
Verdict: Access to Carine SHS is a non-negotiable for many buyers and likely adds a 10–15% premium to in-zone family homes.

School Catchment Reality Check

CRITICAL: Many families are paying a significant premium to secure both North Beach Primary and Carine SHS access. Always confirm current catchment boundaries with the WA Education Department before relying on school zoning as a core part of your purchase strategy.

North Beach vs Nearby Suburbs

How North Beach stacks up against Marmion, Karrinyup and Carine

North Beach: ~$1.63m

Coastal prestige + elite school access

  • 12-month house growth: +2.04%
  • Units/villas: +3.91% growth & ~4.59% yield
  • Carine SHS zone + Flora Terrace amenity
  • High stamp duty (~$74,932 at median)
  • Car-dependent, weak train access

Marmion: ~$2.25m

Ultra-prestige neighbour, price ceiling

  • Higher prestige and closer coastal adjacency
  • 12-month house growth: +4.29%
  • ~$622,500 more expensive than North Beach
  • Limited unit/villa stock, lower liquidity
  • Not ideal for budget-conscious families

Karrinyup: ~$1.52m

Retail powerhouse with strong growth

  • 12-month house growth: +16.83%
  • Direct Westfield Karrinyup access
  • Less direct coastal focus in many pockets
  • More traffic and congestion around the centre
  • Different feel vs quieter, village-like North Beach

Carine: ~$1.43m

Inland, school-driven value alternative

  • 12-month house growth: +12.8%
  • Cheaper by ~ $200k vs North Beach
  • Carine SHS zone at lower entry price
  • No direct beach access
  • Less vibrant local café/strip amenity

The Verdict: North Beach occupies the strategic middle ground in the northern coastal corridor: more affordable than Marmion, more purely coastal than Karrinyup, and significantly more lifestyle-rich than inland Carine. For many families and downsizers, it offers the best blend of coast, school access and community.

Can You Afford North Beach?

Calculate repayments for coastal houses (~$1.63m) or villas/units (~$665,000)

Estimates only. Actual repayments depend on lender assessment, credit history, and current rates. Book a consultation for an accurate, tailored quote.

Who Should Buy in North Beach?

Capital growth and scarcity-driven strategies in a blue-chip coastal market

The Coastal Downsize Investor

Established locals and high-net-worth investors who want to stay in the community while reducing maintenance. Villas and units provide liquid, lower-maintenance exposure to coastal and school-zone scarcity at a lower price point.

“Our clients often sell a large family home in the area, then buy a high-quality villa near Flora Terrace—keeping lifestyle and community while unlocking capital.” — Northern coastal adviser, 2025

The Affluent Young Family

Families who prioritise access to Carine Senior High School and North Beach Primary, plus a coastal lifestyle. These buyers target renovated 4×2 houses or well-located family homes on the inland side to balance price, school access and reduced coastal hazard risk.

“We wanted Carine SHS and the beach, but didn’t want to pay Marmion prices—North Beach was the sweet spot.” — North Beach family, 2024

The Car-Dependent Professional

Professionals working in the CBD, Subiaco or West Perth who are happy to drive. For this group, a 15-minute off-peak commute and 25–35 minutes in peak is an acceptable trade-off for daily access to a high-quality beach and coastal amenity.

“We drive into the city every day—North Beach lets us surf or walk the dog at the beach before work.” — Coastal professional couple, 2025

Who Probably Shouldn’t Buy Here

Budget-sensitive commuters relying on public transport and investors needing strong positive cash flow. Both houses and units typically run negative cashflow before tax (e.g. a median house is roughly -$823/week, a median unit around -$63/week before deductions), relying on capital growth rather than income for returns.

“If you need a train commute and positive cashflow from day one, North Beach will frustrate you.” — Coastal portfolio strategist, 2025

North Beach Buyer FAQs

Key questions serious North Beach buyers should be asking

Why are units and villas outperforming houses in North Beach?

Affordability compression is pushing buyers towards the lower end of the market. For many households, a $1.6m+ house is out of reach, but a $665k villa or unit is viable—especially when it still secures coastal lifestyle and Carine SHS access. That demand concentration is why villas and units show stronger growth (+3.91% vs +2.04%) and superior yield (~4.59% vs ~2.75%).

How serious is the coastal erosion risk in North Beach?

Coastal erosion and inundation risks are formally recognised by the City of Stirling, which is progressing a Coastal Hazard Risk Management and Adaptation Plan (CHRMAP). The risk is highly localised to the immediate coastal fringe. If you’re buying oceanfront or first-row properties, detailed engineering, planning and valuation advice is essential. Inland family streets are much less exposed to these long-term hazards.

Am I buying at the peak of the Perth market by purchasing here now?

No one can time the exact peak, but North Beach is structurally insulated by its dual scarcity: finite coastal land and a high-performing public school catchment. Even if Perth cycles cool, these fixed amenities tend to preserve values better than non-scarce suburbs. Over a 10+ year horizon, projected 6–10% annual growth is reasonable when combined with negative gearing for high-income buyers.

Is North Beach at risk of losing its character to medium-density infill?

Densification is real but controlled. Under Local Planning Scheme 4 (LPS4) and updated Residential Design Codes, most of the medium-density uplift is focused on R30/R40 areas near Flora Terrace and major corridors. The majority of internal residential streets remain low-density (R10/R20), supported by high land values and strong owner-occupier sentiment. Expect more villas and grouped dwellings, not wall-to-wall high-rise.

Is North Beach a good suburb for positive cashflow investing?

No. This is fundamentally a capital growth and capital preservation market. A median house is roughly -$823/week before tax and depreciation, while a median unit is around -$63/week. For high-income earners, negative gearing and strong expected growth can make this attractive—but not if your primary objective is high positive cashflow.

How car-dependent is North Beach really?

Very. The suburb works brilliantly for one or two-car households who drive to the CBD or nearby employment hubs. It works poorly for households reliant on frequent train access. If you or a family member needs to commute daily by rail, an inland, train-adjacent suburb is likely a better fit.

What kind of buyer competition should I expect?

Extreme. Only 8–12 listings are typically available at any one time, with ~5–6 properties selling every 30 days. Around 9 out of 10 properties receive multiple offers. Turning up without pre-approval and due diligence completed is effectively donating the opportunity to more prepared buyers.

What are the main ongoing ownership costs I should budget for?

For houses, expect roughly $6,500 per year in outgoings (council rates, water, insurance) excluding maintenance and land tax. For units, factor closer to $7,150 per year once typical strata fees (~$2,000 p.a.) are included. These figures are estimates but useful for comparing North Beach to other potential suburbs.

Have specific questions about buying or investing in North Beach?

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North Beach properties are moving in days, not weeks—particularly well-priced houses and villas in key streets near Flora Terrace and the school catchment. We specialise in Perth’s coastal and northern corridor and can help you structure finance for long-term capital growth.

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North Beach Coastal Property

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Helpful Tools & Guides

Everything you need for a successful North Beach purchase

Repayment Calculator

Run numbers on both North Beach houses (~$1.63m) and villas/units (~$665k).

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Transperth Services

View bus routes (423, 425) and northern rail timetables for North Beach commuters.

View Timetables

Coastal Corridor Guide

North Beach vs Marmion vs Karrinyup vs Carine.

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Current North Beach Listings

See what’s currently for sale in North Beach—houses, villas and units.

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